Earn more with every deposit
Build your savings with flexible options and competitive interest rates designed to help you grow your wealth effortlessly.
Fully Licensed by the CBN
Deposits Insured by
Competitive Rates
Maximize your earnings with industry-leading interest rates designed to grow your savings faster than traditional accounts.
Competitive Rates
Maximize your earnings with industry-leading interest rates designed to grow your savings faster than traditional accounts.
Competitive Rates
Maximize your earnings with industry-leading interest rates designed to grow your savings faster than traditional accounts.
Secure online transactions
Easily use your card for secure online transactions across thousands of retailers. Enjoy the convenience of shopping from home while benefiting from enhanced security features that protect your purchases.
Get your Card Now
In-store and ATM use
Swipe or tap your card at any merchant that accepts it, or withdraw cash at ATMs worldwide. Experience hassle-free payments and access to your funds wherever you go.
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Request for your card
Earn more on your savings with competitive rates that help you grow faster.
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Receive and activate your card
Access your funds anytime without penalties or restrictions.
Frequently Asked questions
How do I qualify?
All you have to do Create an OurPass Account.
- Your business must have been in operation for 3 months
- Click on the loans icon and apply!
How can I get a small business loan?
Log into your OurPass account and click on the loans icon. And you're good to apply!
How competitive is the interest rate?
We offer one of the best rates in the industry with a flexible repayment plan.
What does 'Flexible Repayment Plan' mean?
Our flexible repayment rate allows you to choose how and when you want to repay your loan. For example, you can choose to pay the principal and interest from the first month or pay the interest first, then interest + principal later.
Are there any late fees?
No, there are no hidden fees.
Blogs
See pur recent publications
March 20, 2024
TradeAdvantage - How to stock up and pay later
September 29, 2023
United States Consul General’s Strategic Visit to OurPass, a Leading Business Bank in Nigeria
Overdrafts: Your Business's Financial Safety Net with OurPass
Get Started with Effortless Banking Today
Discover a new way to manage your personal and business finances. Download the app now.
