Your personal banking, simplified

From personal savings to business growth, our app offers seamless banking solutions at your fingertips. Track, save, and grow—wherever you are, whenever you need.
Fast transaction processing

Fast and Swift Transactions

Experience lightning-fast, secure transactions that keep your business moving without delays.
Debit Cards

Our cards Works Everywhere

Enjoy the freedom to use our cards anywhere, anytime—online, in-store, or at ATMs worldwide
Interest

Earn Interest on your Savings

Watch your savings grow with competitive interest rates that reward you over time.
Manage how You Spend

Spend Analysis Breakdown

Get detailed insights into your spending habits with easy-to-read breakdowns, helping you manage your finances better.

Banking solutions made for every business types

Our banking solutions are tailored to meet the unique needs of every business, from startups to large enterprises, helping you manage and grow effortlessly
Onboarding

Simple Account Management

Easily manage your accounts, transfers, and payments with just a few taps.
Security

Secure Mobile Banking

Bank confidently with industry-leading security features protecting your data.
Budgetting

Personalized Budgeting Tools

Track your expenses and set financial goals with personalized insights and tools.

Your personal banking, simplified

From personal savings to business growth, our app offers seamless banking solutions at your fingertips. Track, save, and grow—wherever you are, whenever you need.

Frequently Asked questions

How do I qualify?

All you have to do Create an OurPass Account.
- Your business must have been in operation for 3 months
- Click on the loans icon and apply!

How can I get a small business loan?

Log into your OurPass account and click on the loans icon.  And you're good to apply!

How competitive is the interest rate?

We offer one of the best rates in the industry with a flexible repayment plan.

What does 'Flexible Repayment Plan' mean?

Our flexible repayment rate allows you to choose how and when you want to repay your loan. For example, you can choose to pay the principal and interest from the first month or pay the interest first, then interest + principal later.

Are there any late fees?

No, there are no hidden fees.

Who bears the transaction charge?

Transaction charge on inflows is waived while a token of N20 (Twenty Naira Only) is charged to the business for every outflow.

How to get started

Get Started with OurPass in 3 Simple Steps
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Blogs

See pur recent publications
March 20, 2024

TradeAdvantage - How to stock up and pay later

September 29, 2023

United States Consul General’s Strategic Visit to OurPass, a Leading Business Bank in Nigeria

Overdrafts: Your Business's Financial Safety Net with OurPass

See all

Get Started with Effortless Banking Today

Discover a new way to manage your personal and business finances. Download the app now.
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