It’s a simple 3 step process that requires you to complete a short form, review your investment details and submit.

Immediately, your quoted investment amount is transferred to your newly created or existing investment account and all you have to do is sit back and watch your money grow as interest on your investment accrue monthly.

Yes, you need an OurPass account as your fixed deposit/investment account is created from your OurPass profile. Also, your existing account will be debited to the tune of your quoted investment.

The minimum investment amount is N10,000. However, the higher your investment amount, the higher your interest.

The interest rate is as high as 15% per annum depending on the tenure of your investment.

Our App will immediately show you what interest rate you are entitled to as soon as you input your investment details and give you the opportunity to adjust your tenure to earn more. It's all very open and easy to use.

You have 2 options to get your interest:

- Monthly: with this you can earn a salary from your salary. You get your monthly interest paid into your OurPass account while your principal is paid at the end of the investment tenure

- End of tenure: your interest keeps compounding and earning more interest until the investment matures. For this, you get both your interest and principal paid at maturity

This is not a problem. You can always liquidate at any time with the 2 options below:

- Partial liquidation: you take part of the funds and leave the rest to continue earning interest

- Full liquidation: You take out all the funds and interest before maturity

Please note that if your business is in need of urgent capital, OurPass offers loans to businesses of all sizes and will be more than happy to be of assistance.

There will be no penalties on your principal investment, your money is safe with us. However, there will be a deduction of 40% on any interest so far accrued if you liquidate before the end of your investment tenure.