LOANS
Get Easy Access to Business Loans
Secure low-interest business loans to fuel your business. Quick access to funds for your growth, paired with a flexible repayment plan designed to fit your needs.
Fully Licensed by the CBN
Deposits Insured by
Loans for your kind of business
Small or enterprise business? We've got you covered. You don't need to own collateral, submit bank statements or wait weeks before approval.
Get a loan in 3 easy steps: How it works?
Find the plan you need to grow your business
Get funds to expand your business
Launch multiple business branches without stress. With OurPass loans, you don't need to know someone at the bank.
Fixed interest rate
Up to 2 years repayment term
Finance long-term expenses
Get funds to cover your short term expenses
Don't be stranded. Get the cash you need to pay salaries on time.
Finance short-term projects
Repay in 30 days
Access to credit when you need it
Get funds to buy the equipment you need, today.
Get the funds to buy office gadgets and vehicles to improve logistics – All without collateral.
Buy office supplies
Equipment serves as collateral
Paid directly to the supplier
Get funds in lieu of unpaid invoices
Work without the pressure of outstanding invoices on your mind.
No collateral necessary
Clear existing debt
Funds for unpaid invoices
Get the money need to expand your business
Launch multiple business branches without stress. With OurPass loans, you don't need to know someone at the bank.
Fixed interest rate
Up to 2 years repayment term
Finance long-term expenses
Need a short-term loan? No problem!
Don't be stranded. Get the cash you need to pay salaries on time.
Finance short-term projects
Repay in 30 days
Access to credit when you need it
Buy now and Pay later
Get the funds to buy office gadgets and vehicles to improve logistics – All without collateral.
Buy office supplies
Equipment serves as collateral
Paid directly to the supplier
Clear overdue invoices
Work without the pressure of outstanding invoices on your mind.
No collateral necessary
Clear existing debt
Funds for unpaid invoices
Frequently Asked questions
How do I qualify?
All you have to do Create an OurPass Account.
- Your business must have been in operation for 3 months
- Click on the loans icon and apply!
How can I get a small business loan?
Log into your OurPass account and click on the loans icon. And you're good to apply!
How competitive is the interest rate?
We offer one of the best rates in the industry with a flexible repayment plan.
What does 'Flexible Repayment Plan' mean?
Our flexible repayment rate allows you to choose how and when you want to repay your loan. For example, you can choose to pay the principal and interest from the first month or pay the interest first, then interest + principal later.
Are there any late fees?
No, there are no hidden fees.
Take charge of your business Finances
Start accepting payments Instantly - open an account in minutes
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